Roof now. Pay over time. Flexible financing for every budget.
Most Jacksonville homeowners don't have $15,000 sitting in checking when their roof fails. We've built our financing options around that reality — fast soft-pull approvals, fixed monthly payments, and rates that beat most credit cards.
How financing works.
- 1. Get an estimate. Free inspection and written quote, usually within 48 hours.
- 2. Apply in 60 seconds. Soft credit pull (no impact to your score). Decisions usually return in minutes.
- 3. Pick your terms. Choose monthly payment options that fit your budget — typically 12 to 144 months.
- 4. We install. Manufacturer-spec install, full warranties, registered with the manufacturer.
- 5. Pay monthly. Fixed payments. No prepayment penalties.
Financing — at a glance
- Application
- 60-second online
- Credit pull
- Soft (no score impact)
- Decision
- Minutes typical
- Terms
- 12–144 months
- Prepayment penalty
- None
- Best for
- Replacements & major repairs
Financing questions.
Will applying hurt my credit score?
No — our financing partners use a soft credit pull for the initial decision. There is no impact to your credit score from applying.
How fast is approval?
Most applicants get a decision in minutes. Funds for approved projects are typically available before we begin work.
What if I don't qualify?
If standard financing doesn't work, we'll discuss alternative payment plans, insurance proceeds timing, and any applicable Florida assistance programs (like My Safe Florida Home for Fortified upgrades).
Are there prepayment penalties?
No — you can pay off the loan at any time without penalty.
Want to know your monthly payment before you commit?
Get a free estimate and we'll include real financing numbers — no soft sell, no hidden fees.
